I am a PTO "mom" and I wanted to offer you a few ideas as well. We hold product fundraisers each year and this year we are holding one for our new school to be opened in fall 2010. We are raising money for the playground at that new school, anyway we are working with MC Fundraisers and they are WONDERFUL! They offer several types of fundraiser programs and work with all size groups. You could get a group together and have a fundraiser to get your accounts started. Also check with local businesses and they may match your funds.
Good Luck and fell free to email me if you'd like to view our PTO website for ideas.
mommyofgls@yahoo.com