Group Resource:Parent Group Insurance – Events Coverage

General Liability coverage is included for the following events:

5k Walk/Run
All Night Lock-Ins
Animal Rides
Apple Bobbing
Arts & Crafts Activities
Auctions
Babysitting at PTO Meetings
Bake or Food Sales
Balloon Artists
Band Concerts
Baseball Toss
Bazaars
Bean Bag Toss
Beautification Projects
Bike Rodeos
Book Fairs
Bowling
Broom Hockey
Cake Walks
Camping
Candy or Wrapping Paper Sales
Carnivals (except mechanical rides)
Car wash
Childcare (at a PTO event)
Colored Sand Painting
Community Forums
 Concession Stands
Cookout (grilling equipment used)
Confetti Eggs
Costume Parties
Cow Bingo
Easter Egg Hunt
Egg Toss
Face Painting
Family Portraits
Fashion Shows
Fishing (from land)
Food Sales
Fortune Telling
Fun Runs
Golf Ball Drop
Golf Tournaments
Grad Nights
Haunted Houses
Horse led Hayrides (no vehicles)
Hobby Shows
Ice Cream Socials
Jail Auction
Karaoke
Laser Tag
Line Dancing
Litter Cleanup
 Magic Shows
Math Fairs
Movie Night (inside)
Movie Night (outside)
Open Houses
Parades (no vehicles)
Parent Education Workshop
Pee Wee Golf (miniature)
Performing Arts
Petting Zoos
Picnics
Pizza Night
Ring Toss
Science Fairs
Spelling Bees
Sumo Wrestling
Talent Shows
Trivia Night
Walk-a-thon
Water Balloon Toss


For the following activities to be covered by your insurance they must be single session programs led by PTO volunteers. If you are holding multi week sessions or have sessions that are led by paid instructors, the instructor should have their own coverage and name your parent group as an additional insured on their policy.

After School Programs
Enrichment Programs

For the following activities to be covered by your insurance they must have supervision and be held at a facility that has appropriate insurance or with a vendor who has appropriate insurance and names your parent group as an additional insured.

Alcohol, when served at functions
Bounce Houses
Dunking Booths
Inflatable Slides
Moon Walks
Rock Climbing Walls
Skating Rink (Roller and Ice)
Ski School/Programs
Swim Parties

General Liability coverage is excluded for the following events:

Automobiles
Aircraft
Asbestos Exposure
Boy/Girl Scout Sponsorship
Bungee Jumping
Fireworks
Hang Gliding
Hot Air Balloons
Lead Exposure
Luge
Mechanical/Motorized Rides at Carnival
Motorsports
Nuclear Exposure
Organized Athletic Events
Paintball
Parasailing
Parachuting
Pyrotechnic Displays or Devices
Race Track Risks
Rocketry
Rodeo
Saddle Animals
Skateboarding
Tobogganing
Trampolines over 46" in diameter
Vehicular Transportation of Any Type
Velcro Jumps
Watercraft
Workers Compensation Claims

This list is not all inclusive. Please This e-mail address is being protected from spambots. You need JavaScript enabled to view it if you have a question about whether your event is covered

Questions About Parent Group Insurance? Call 800-557-2670
 

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