PTO Today

General Liability coverage is included for the following events:

After School Programs All Night Lock-Ins Animal Rides Apple Bobbing Arts & Crafts Activities Auctions Babysitting at PTO Meetings Bake or Food Sales Balloon Artists Band Concerts Baseball Toss Bazaars Bean Bag Toss Beautification Projects Bike Rodeos Book Fairs Bowling Broom Hockey Cake Walks Camping Candy or Wrapping Paper Sales Carnivals (except mechanical rides) Childcare

Colored Sand Painting Community Forums Concession Stands Confetti Eggs Costume Parties Cow Bingo Easter Egg Hunt Egg Toss Enrichment Programs Face Painting Family Portraits Fashion Shows Fishing (from land) Food Sales Fortune Telling Fun Runs Golf Tournaments Grad Nights Haunted Houses Horse led Hayrides (no vehicles) Hobby Shows Ice Cream Socials Jail Auction Karaoke Line Dancing Litter Cleanup Magic Shows Math Fairs

Open Houses Parades (except vehicular incidents) Parent Education Workshop Pee Wee Golf Performing Arts Petting Zoos Picnics Pizza Night Ring Toss Science Fairs Spelling Bees Sumo Wrestling Talent Shows Water Balloon Toss

For the following activities to be covered by your insurance they must have supervision and be held at a facility that has appropriate insurance or with a vendor who has appropriate insurance and names your parent group as an additional insured.

Alcohol, when served at functions
Bounce Houses
Dunking Booths
Inflatable Slides
Moon Walks
Rock Climbing Walls
Skating Rink (Roller and Ice)
Ski School/Programs
Swim Parties

General Liability coverage is excluded for the following events:

Automobiles
Aircraft
Asbestos Exposure
Boy/Girl Scout Sponsorship
Bungee Jumping
Fireworks
Hot Air Balloons
Lead Exposure
Mechanical/Motorized Rides at Carnival
Nuclear Exposure
Organized Athletic Events
Pyrotechnic Displays or Devices
Rocketry
Vehicular Transportation of Any Type
Watercraft
Workers Compensation Claims

This list is not all inclusive. Please email us if you have a question about whether your event is covered

Questions About Parent Group Insurance? Call 800-557-2670