5 Reasons Why Parent Groups Are Grateful for Coverage They Can Count On

While parent group leaders have plenty to be grateful for (volunteer sign-ups that fill up fast, an event that goes off without a single hiccup, a fundraiser that raises more than expected), there’s one thing that doesn’t always make the gratitude list but should: insurance coverage.

by Julie Mason

11/13/2025

Before the hustle and bustle of winter concerts, cookie swaps, and classroom celebrations kicks in, November gives us a rare pause, a moment to reflect on what we’re truly grateful for and all the celebrations to come. Behind all that good work is something else worth celebrating this season: the peace of mind that comes from when your PTO/A is protected.

So, before the calendar fills up, here’s our Gratitude List: a reminder of why being covered is something your parent group will be thankful for.

1. Grateful for Peace of Mind

When you’re covered, you can focus on what really matters: community, connection, and celebration, instead of worrying about what might go wrong. Even the most organized PTOs and PTAs can face the unexpected. PTO Today Insurance gives leaders’ confidence that if something does happen, their group is protected.

2. Grateful for Protection You Can Trust

PTO Today Insurance is built specifically for parent groups—it’s not a one-size-fits-all business policy. Our four coverage options are designed for the realities of school events, fundraisers, and volunteer life:

General Liability: Covers accidents and injuries at events.
Property: Protects your supplies and fundraising materials from damage or theft.
Directors & Officers (D&O): Safeguards board members against claims of mismanagement.
Crime: Covers embezzlement, forgery, or fraud by someone inside or outside your group.

When you choose PTO Today Insurance, your group is backed by experts who know parent groups inside and out. Our partner, Bene-Marc, Inc., has been helping schools and nonprofits protect what matters most for more than 50 years!

They work with three top-rated national carriers: Philadelphia Insurance Companies and Tokio Marine Specialty Insurance Company, both rated A++ Superior by AM Best, and AXIS Global Accident & Health, rated A Excellent.

Your group’s coverage is supported by decades of experience and some of the most trusted names in the industry, so you can rest easy knowing you’re protected.

3. Grateful for Real, Human Support

Insurance can be confusing, but it doesn’t have to be. Our friendly Leader Support team works directly with parent group leaders to answer questions, explain policies in plain language, and help you find the right fit. You’ll always talk to a real person who understands PTO life—because that’s who we are and what we have done for over 25 years. You can reach PTO Today Leader Support at This email address is being protected from spambots. You need JavaScript enabled to view it. or at 800-644-3561.

4. Grateful for Simple, Affordable Choices

Parent group leaders juggle a lot. That’s why PTO Today Insurance keeps things simple: four easy-to-choose packages, straightforward pricing, and an online quote form that takes just a few minutes. And because policies are offered exclusively to PTO Today Plus members, your group gets comprehensive coverage at a discounted rate.

5. Grateful for a Stronger, Safer Community

Insurance isn’t about expecting the worst, it’s about freeing your group to do its best. With coverage in place, you can plan bigger, bolder events and support your school with confidence. That sense of security strengthens your group, builds trust with families, and lets everyone focus on what they do best: creating connections that make your school community shine.

As the season of gratitude begins, take a moment to add “peace of mind” to your list. You already do so much for your school—make sure your group is protected for everything that’s yet to come.

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